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Save Yourself a Lot of Headaches with an Extended Vehicle Warranty

It's Murphy's Law. As soon as your vehicle warranty runs out, something will go wrong. Your engine will start ticking, the automatic windows will stop working, or worse, the car will overheat without warning and leave you stranded on the side of the road in a snow or thunderstorm.

No matter what goes wrong, you'll likely be in for some costly repairs that will run you more than your monthly mortgage. But there is a way to protect yourself. Before your bumper-to-bumper warranty from the manufacturer runs out, shop around for an extended warranty.

Not one from the dealer, which would charge you a small fortune, but from an outside company that will be able to offer you a more competitive price. Not sure where to begin your search? Log on to and fill out a quick form, then wait for the offers to come to you.

All you have to do is provide the year, make and model of your vehicle, and check off whether you want 1 year/12,000 mile, 2 year/24,000 mile, 3 year/36,000 mile, 4 year/48,000 mile or 5 year/60,000 mile coverage. You'll then be contacted by several companies who will provide you with free auto warranties quotes.

Since common mechanical repairs can cost into the thousands and these costs are rising rapidly, protecting your automotive investment should not be taken lightly. Whether you own a new or older make/model, an extended auto warranty will provide you with peace-of-mind protection regarding costly mechanical repairs that can happen at any time during the life of your vehicle. Log on to for your free, no obligation rate quotes today.

Why You Need a Vehicle Warranty

Whether you're driving around in a brand new car, or one with an odometer reading closing in on 100,000 miles, there's one thing you can count on. Eventually, your vehicle is going to break down and fixing it won't be cheap.

Your jaw will likely drop when the mechanic delivers the bad news. Your car's power steering system needs to be repaired and it will cost you $875, or worse, the engine needs to be rebuilt and parts alone will run you around $2,600.

Of course your car is now out of warranty and you'll have to pick up 100 percent of the bill. It's times like this that you wish you had signed up for the extended warranty they offered when you bought your car or truck. So why didn't you?

"A lot of people shy away from getting vehicle warranties because they think those offered by the dealers are too expensive and they're better off taking their chances. But if you shop around, you'd be surprised at how good the deals are out there. You can actually get better warranties than those offered by the dealers at more competitive prices," says Robert Nelson, general sales manager for Continental Warranty, a Malibu, Calif.-based company that offers consumer-direct extended auto warranties at wholesale prices.

If you know you'll be trading your car in soon and just want the peace of mind of knowing it's protected until you do, you may want to consider a 1 year/12,000 mile plan that covers your car's major systems in case something goes wrong. Competitive plans are also available for people anticipating keeping their current car longer. Log on to and fill out a simple online form to find out what rates you qualify for.

"All of the plans offered by Continental Warranty are very extensive in coverage, but be sure to ask plenty of questions until you are familiar with the terms and have clarified anything about which you are unsure," says Nelson. Here are some basic questions you should have answered:

* Does the plan cover ABS brakes or special luxury options in your new vehicle?
* Are there restrictions on where you can take your car for repairs?
* Is the warranty transferable?
* How is the deductible handled?
* Is there a waiting period before coverage kicks in?
* Is your warranty backed by a respected insurance company or is it simply reinsured through a risk retention group or a reinsurer?

When she signed up for an extended warranty through Continental Warranty, Amy Cook of Oregon didn't think she'd ever have to use it, but when her transmission and air conditioning both failed at the same time, she was glad she had it. "Continental Warranty has been a financial blessing to me. Having the warranty helped me greatly because I really didn't know how I would pay for the repair bill," she says.

To get the peace of mind of knowing that you won't be in for any unpleasant surprises, log on to  and sign up for a free no-obligation quote today. All warranties come with a 30 day money back guarantee.

Winning with Extended Auto Warranties

 It seems like it never fails - as soon as your car's odometer rolls one mile past the warranty's mileage limit, something goes wrong. And it's usually something major, that's majorly expensive to repair.

While waiting for Detroit and import manufacturers to produce an unbreakable car, many consumers are opting for extended auto warranties that protect their vehicles and their pocketbooks. "It's almost always cheaper to repair the car you have than it would be to buy another," says Jason Goldsmith, CEO of, an online company that helps connect consumers with car warranty providers.

"Extended warranties (also know as vehicle service contracts) are for any vehicle owner who wants to ensure their vehicle stays in the best mechanical condition and who wants peace of mind that they are protected against increasingly expensive or unforeseen repairs," he adds.

A warranty can save you thousands on auto repairs and unexpected out-of-pocket expenses, increase the resale value of your vehicle (since warranties are usually transferable to new owners), and provide 24-hour roadside assistance, rental benefits, extended towing benefits and your choice of repair shop.

"Warranties are particularly useful for people on a fixed income who would have difficulty paying for a costly, unexpected repair," says Goldsmith.

Warranty prices vary depending on the year, make, model and mileage of the vehicle, as well as the level of coverage desired. Generally, however, you can expect to pay about $1,850 for a warranty that mirrors the manufacturer's coverage of seven years and 100,000 miles on a standard vehicle. "The goal of buying a warranty is to get the most comprehensive coverage at the most competitive price," Goldsmith says. "Keep in mind that extended warranties cost less the earlier you buy them. The cost for a good warranty rises as your vehicle ages and accrues mileage."

An extended warranty can provide coverage for common costly repairs - from transmission woes to emissions and electronics. You can also opt for coverage that will cover more unusual items, such as GPS and even seat repairs. "For example, a seat motor for a 2004 Toyota Camry will cost around $4,000 to replace because of the side airbags included in the seat," says Goldsmith. "A good warranty can cover that expense."

The Internet has made it easier than ever to find great auto warranty deals. At, consumers can plug in some basic information about their vehicles. CARCHEX then uses proprietary technology to provide instant quotes based on the consumer's specific needs. CARCHEX consultants help shoppers review their automobile's particular needs, system by system, to determine what coverage best suits them.